Businesses are constantly changing and growing, so if your business is enjoying a growth spurt, congratulations. But a changing business climate often means new insurance requirements. Here’s what you need to do about your insurance cover to ensure your business has adequate ongoing protection. This will help reduce your risks of being over or underinsured. […]
Many people know that an insurance broker can compare different insurance products and provide advice to help you choose the best cover for your unique needs. But the value of a broker extends far beyond insurance placement. This has been demonstrated recently with the natural disasters Australia has seen. From bushfires to floods, having a […]
The recent NSW and Queensland floods have been extreme and will occur more frequently as our planet warms, according to experts writing for The Conversation. Overview: the far-reaching impacts of the floods But it’s not all about climate change. We’re also at the tail end of a La Nina weather pattern, and there was another influence, […]
Along with being human comes human error; if you or your business provide professional advice or services, there is always a risk that your services could inadvertently detrimentally impact your customers. Professional Indemnity (PI) Insurance helps manage risk associated with claims against you for alleged errors or negligence committed under your capacity as a professional […]
Business interruption policies have come under the microscope during the pandemic, with legal class action claims and test cases helping delineate the extent of coverage. So here’s your update on what these policies cover (and don’t cover) and why businesses continue to harness this often misunderstood insurance as an essential safeguard. BI – an overview […]
