The recent NSW and Queensland floods have been extreme and will occur more frequently as our planet warms, according to experts writing for The Conversation. Overview: the far-reaching impacts of the floods But it’s not all about climate change. We’re also at the tail end of a La Nina weather pattern, and there was another influence, […]
Along with being human comes human error; if you or your business provide professional advice or services, there is always a risk that your services could inadvertently detrimentally impact your customers. Professional Indemnity (PI) Insurance helps manage risk associated with claims against you for alleged errors or negligence committed under your capacity as a professional […]
While good practise and legislation have helped make workplaces immeasurably safer over the years, payouts are still commonplace and it’s important employees remain vigilant given new work health and safety (WHS) risks brought by COVID-19. Businesses must also consider the disruption that follows an injury or accident, including downtime and the impact on team morale. […]
The volatility in commodity prices and a highly variable climate means risks abound for Australian farmers. According to the Australian Bureau of Agricultural and Resource Economics and Sciences (ABARES), these factors and others mean Australian farmers experience more variation in farm output than most other countries. This variation is also higher than business owners in other Australian […]
Business interruption policies have come under the microscope during the pandemic, with legal class action claims and test cases helping delineate the extent of coverage. So here’s your update on what these policies cover (and don’t cover) and why businesses continue to harness this often misunderstood insurance as an essential safeguard. BI – an overview […]
