Business interruption policies have come under the microscope during the pandemic, with legal class action claims and test cases helping delineate the extent of coverage. So here’s your update on what these policies cover (and don’t cover) and why businesses continue to harness this often misunderstood insurance as an essential safeguard. BI – an overview […]
Small businesses in the eligible defined areas listed below who were directly impacted by the recent South East Queensland Rainfall and Flooding, 22 February – 7 March 2022 may now apply for Extraordinary Disaster Assistance Recovery Grants of up to $50,000. Applications close 5 September 2022. The maximum total grant amount is $50,000 and is available through two separate […]
The hospitality sector is as diverse as the risks that beset it. The sector spans hotels, resorts, motels, eateries, theme parks, bars, pubs, taverns, clubs, event planning, travel and tourism. It’s any business that serves food and/or drinks, prioritises customer service and earns more revenue from services than goods. This article covers the most common […]
Managing the insurance needs of company vehicles can be time-consuming and confusing. Just keeping track of policy renewal dates, negotiating pricing and juggling excesses can be a drain on administrative resources. That is why businesses with three or more vehicles might consider fleet insurance as a catch-all to cover their vehicle insurance needs. Fleet insurance? […]
As we charge into 2022, it’s time to bust a few myths about insurance cover. Here are five common ones that hopefully won’t surprise you. Myth 1: Home insurance protects my home-based business Not necessarily. You should still check your policy for coverage even if clients and visitors don’t come to your home-based business premises. […]
